Sunday, November 16, 2008

Smart ways to smart life



I know you are all too busy with so much tasks, official and personal, that keep on buzzing in your brain but still I love to take few minutes of yours, even you will agree that All work and no play makes Jack a dull boy, we are all on a strife to reach the top to fulfill all our dreams, we shift our focus to materializing the wish lists and at the end we triumphantly achieve whatever we wanted or yearned all the while.

If we give some attention to some minor aspects in our life and analyse we find that something is missing if that missing element is there the success could have tasted better what’s that missing element, could we taste the success of our hard work and efforts bit more sweetly with its presence? Do you remember the last time you wrote to your best friend? For how many days you have been postponing the date to pay a visit to your loved ones? Why it takes so much long to utter the five letter word “sorry” for hurting some body close to you? When did you go for a walk along the beachside last? Do you remember why you haven’t finished writing your eventful diary (you dream of publishing it as an autobiography some or other day, “better luck dude”?)Remember the last time you missed an opportunity to socialize (lets not pay any heed to your spouse’s “charity begins at home” dialogue for the time being)

We are missing out on very simple affairs in our life because of our intentional procrastination. Let’s make a pledge today to say good bye to procrastination.

We will be enjoying even the minute happiness that lies in our life with a serene and strong determination to lead a smart life; a smart life to celebrate today, that has been gifted to us by God. Let’s complete all the unfinished tasks that seem trifle but bring in more happiness and wellbeing than a hefty pay package,

Do write to me about your own notion of smart life, please don’t procrastinate dear reader!

Tuesday, November 11, 2008

Your dream house in Dubai


Hi All,

Are you the kind of a person who develops an emotional attachments even towards inanimate objects, let me tell you frankly I belong to the that category, you cannot say that it’s a materialistic attitude, but a trait of having a strong affinity for the things that you are associated with, something like home, car and personal belongings etc etc.


Don’t you still remember the splendid days of your childhood, your favourite spot and play areas in your house, your corporate status graph could have soared so high, that doesn’t mean the real you is no more in you, still you will be having personal preferences ,you might not be having enough time to spend for yourself, you will be cracking your head over projects that have to be completed, lets keep aside those thoughts for a while and think about the things that are too dear to you, was it a pair of trousers you got as Christmas gift or the portico back home through you have started the journey till here, lets bring those fond memories here, recreate your dream house in Dubai, an oasis amid the deserts.

I believe you will agree that everyone in this world aspire for some space exclusively for their own purposes, let it be a home, a small apartment or a posh bungalow, from time immemorial men wanted a cozy retreat after the tedious works, fighting against all the odds in the nature for survival, the same necessity now in the twenty first century bestow totally a new scenario where you could earn profits after profits by investing in real estate. The realm of real estate is vast and is one of the most lucrative industries in the world.


A global merge of the talents and skills is what we see in UAE which has become one of the safest countries in the world to have ones base, that fetch benefits that range from tax free status to world class facilities, a cosmopolitan world where multi cultures thrive and businesses flourish, and investor friendly laws and regulation being introduced, a state which presents a stable and impressive economic, business, residential platform for the people around the globe, the realty boom in this part of the world is a call that cannot be ignored so lets heed the call and make your investment decisions.

Are you an expat working in Dubai and started admiring the quality of life over here, then why not make it your home rather than a home away from home, a home that doesn’t belong to somebody else but your own, where you could always feel yourself.


In the meantime please share your views on real estate with me, your expertise in the realty industry, your views on realty laws, realty strategies and behaviours


Sunday, November 9, 2008

Dubai Shopping Festival 2009


Hi guys,

Are you on a holiday mood, thinking hard on preparing for your dream vacation, lets make it easy and enjoyable this time because Dubai shopping festival is around the corner the beautiful city of wonders , Dubai is calling you for an extravagant shopping and entertainment fiesta thats truly worth spending your precious holidays.....


Transforming Dubai to a dream world thriving with activities like great bargains, sales, raffles, drawings, promotions, concerts and performances, carnivals and games Dubai Shopping Festival captures millions of visitor's and shopper's hearts.


The Dubai Shopping Festival (DSF) 2009 will take place from January 15 to February 15, best time of the year for shopping enthusiastic to visit and enjoy the sprawling event.


The Dubai Shopping Festival (DSF) was started in 1996 by the government to promote retail trade in the city, and has since grown into the foremost shopping event in the world, an annual extravaganza of shopping and entertainment that promotes tourism and attracts millions of people from around the world to Dubai every year. The city is already known as a shopping paradise, but for a whole month thousands of retail outlets offer further specials, with hotels, travel companies and airlines also extending special discounts to visitors during this period.
Besides the shopping malls and souks, one of the most popular shopping spots is the Carpet Oasis, showcasing thousands of exclusive carpets from around the world. Other events include nightly fireworks, laser/light shows, international fashion shows, street performances, music concerts and many cultural events. Daily raffle draws offer very attractive prizes of money, gold, cars and 4x4s.


The venues include shopping centres and malls in various parts of the city and there is also a Global Village with pavilions offering products from retailers and manufacturers from around the world. So let's plan your next trip to Dubai coinciding with this mega event.


And do post your comments in my blog dear visitors!

Wednesday, November 5, 2008

Shabs Investment journal










Wondering what this simple entries are for, please don’t underestimate, these simple things matters a lot for a big start.


Try increasing the grey area , increase in grey area indicates your increase in wealth. Start keeping an entry like this and analyse your performance








Shabs Investment Journal

How many of you have got the habit of planning things ahead especially where investing your hard earned money is concerned, Keeping a very simple entry would give you far more insight into your financial capacity.

Form a strong saving habit and determined to be a millionaire, sky is not the limit for high achievers! Hope you liked this simple format to start from scratch we will be discussing more issues in the coming days! Keep visiting the blog and please post your comments!

Invest in Dubai real estate and earn incredible returns!

Sunday, November 2, 2008

Smooth riding for UAE economy amidst global credit crunch
Major nations in the world are desperately trying to fight against the credit crunch and striving to rise uninjured from the recession, we spot UAE with rather stable economy and position. Let's analyze the reasons and factors that helped the country to upbeat the global pressures. Many experts in Dubai predict that the health of the emirate's economy will only be mildly affected by the ongoing international financial crisis, though a further draining of liquidity is a matter of concern.

The liquidity crunch that is playing out in the global markets is a result of crisis of confidence among banks. The collapse of large banks and financial institutions such as Bear Stearns, Lehman Brothers and AIG has shaken the confidence of banks to freely lend to each other, as everyone is guessing who is next. As a result, many banks which relied on short-term wholesale funds from other banks, are finding it difficult to raise such funds any longer, leading to a liquidity crunch.

Local banks in Dubai have experienced low levels of exposure to failing US banks while the tightening of the international credit market has made it harder for banks to obtain short-term funding to cover their obligations. As a precaution measure Central bank of the United Arab Emirates (UAE) announced on September 22 that it was making $13.6bn available to local banks to bridge any liquidity shortfalls. Anticipated tighter liquidity is already speeding up mergers. Tamweel and fellow Dubai-based mortgage lender Amlak Finance entered into $2.4 billion merger, a proactive measure to spur international growth.

Recent announcement His Highness Shaikh Mohammad Bin Rashid Al Maktoum, Vice-President and Prime Minister of the UAE and Ruler of Dubai, has ordered a Dh70 billion transfer to the Ministry of Finance to pump liquidity into the banking sector. The new transfer brings the total emergency funds for the UAE banking sector to Dh120 billion.

Move by nations to overcome credit crunch
The UK government has announced a package of measures aimed at rescuing the banking system that makes available £400bn ($692bn) of fresh money. It will initially make extra capital available to eight of the UK's largest banks and building societies in return for preference shares in them. The UK and the Spanish governments, along with a few others, issued plans to recapitalise major banks with public funds. Moreover, the UK government will guarantee new bank debt issuance for those banks that participate in the recapitalisation plan, thus securing banks' short-term and medium-term funding.

The Fed and the US Treasury introduced a new facility (the CPFF) to buy three-month commercial paper in size, both from eligible financial and non-financial issuers. This is a major new step, as it not only provides banks with additional financing, but also means that the Fed will (via a SIV) lend directly to companies.

There is some rub-off effect of the global liquidity crisis on India as well, because foreign institutional investors are selling domestic equities exacerbating pressure on rupee. However, this has only a marginal impact on liquidity; there is no crisis of confidence among banks in India to lend to each other, as is being seen in global markets. To tackle the liquidity crunch in the Indian credit markets, RBI (Reserve Bank of India) announced the CRR (cash reserve ratio) cuts as these infuse the much-needed liquidity into the banking system.

UAE Property sector and Credit crunchGlobal economic downturn will not be having a major effect on Dubai's property market. High demand and shortages have driven up prices at huge rate and the question is whether it will sustain for long? With an expanding economic base, ample reserves, high domestic demand and a strong programme of infrastructure and development projects drawing investment, Dubai may find itself better equipped than others to handle a crisis.
The Gulf's oil-fuelled boom has so far protected the region from the major upheavals that have shaken the financial and property sectors in the United States and Europe. A worsening global credit crunch will not have a major impact on Gulf oil producers as they soak in mammoth crude exports liquidity that allows their governments to more than offset funding for development projects. Despite a slide of nearly 50 per cent in oil prices over the past few weeks, the six Gulf Co-operation Council (GCC) countries are expected to net their highest ever budget surplus in 2008 while they continue to supplement funds on development, tempted by rapidly accumulating overseas funds.

Four GCC members in Opec - the UAE, Kuwait, Saudi Arabia and Qatar - netted a staggering $423 billion (Dh1, 554bn) in the first nine months of 2008; more than double what they projected in their budgets for the whole of the year. Demand for UAE property has been rising faster than the developers can build as more expatriates arrive every year, pushing up both sale and rental prices and fuelling inflation. UAE state news agency WAM said that a shortage of at least 28,000 housing units in Abu Dhabi this year was still pushing up rents and stoking inflation. Projects that are now being completed will supply only 20 percent of housing needs.

In its World Investment Report 2008, the United Nations said that while it predicts a downturn in the global trend for investments, with a 10% fall in FDI overall, there will actually be an increase of inward capital flow into the Gulf countries. With the region being largely unaffected by the sub-prime mortgage crisis, and with a significant number of major investment energy and construction projects in the pipeline, capital inflow will remain strong, said the report, issued on September 24.


GOWEALTHY.COM © 2008
For comments: editor@gowealthy.com
(Source: The facts and figures cited in this article are compiled from sources believed to be reliable like News agencies, Information portals and Online Research reports)

Smart life-smart investment Dubai



Hi All,

A warm welcome to my blog. Let me introduce myself to you first. I live in this part of the world and earn a good sum as I smartly invest in real estate projects, I always think about reaching to the top, I strongly believe in Bill Gate’s famous quote
“If you born poor that’s not your mistake, but if you die poor that is definitely you mistake”

It is not wrong to dream for the sky I would always recommend you to think high always, the best education, best amenities, best food, best home, best career best behavior, best attitude everything you want to have in your life has to be elegant, it is not a crime to aim high, provided the means are proper, you dream and dream and work towards it whatever you deeply wanted in your life will land up in your doorstep, its sheer determination and homework take you to the path, lets gear up, brush up your skills, update your knowledge and be smart, and the twenty first century is for the smart thinkers who walk the talk, You can attain a smart life, a life that is envied by others, once you start making the right step, the right move to earn profits after profits to lead the life that you always wished, You will start realizing the hidden potentials in you. Invest smartly in Dubai and lets start the foundation for a smart life, Dubai is the city for the smart generation, a city to fetch you returns that you have never imagined before.

Lets join me in my discussions to find out the beauty and attractions and investments tactics of this wonderland Dubai.

Jot down your valuable experiences as an investor in the Dubai real estate sector and your observations are highly valued as it will light up others lives as well.

Let’s travel together for a mind blowing feel!